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Watercraft Insurance

If you love spending time on the water, make sure that you, your watercraft, and your equipment is protected with watercraft insurance. In addition to physical damage and liability coverage, fishing equipment, personal property, jet-skis, and trailers can also be covered under your watercraft insurance policy. Uninsured/under-insured watercraft bodily injury (UWBI) coverage is available to provide more protection. Watercraft insurance also includes medical payments coverage for water-skiers. Some insurance carriers offer agreed-upon value (without depreciation) for your watercraft as well as fuel spill, wreckage removal, on-water towing, and emergency labor costs at no additional premium.

Boats as old as 20 years can be insured against mechanical breakdown in addition to collision coverage. Just answer a few easy questions and Century Benefits’ agents can put together a comparison of the nation’s leading watercraft insurers to provide the best coverage for you, your boat, and your equipment.

Available Discounts:

  • Approved Safety Course Discount
  • Diesel-Powered Boat Discount
  • Policy Bundling Discount
  • Paid-in-Full Discount