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Oregon Auto Insurance

If you’re on the road in Oregon, auto insurance is required. Purchasing auto insurance can be confusing, because so many coverage options and amounts are available. Century Benefits can help clarify the auto insurance coverage that suits your needs and budget.

Our friendly and experienced agents can find you the best coverage for the best price. Just answer a few simple questions, and we will compile the rates of several national carriers for you. Get your free Oregon Auto Insurance Quote today!

Helpful Auto Insurance Definitions:

  • Collision – Pays for repairs to your car in the event of a collision or rollover.
  • Comprehensive – Pays for damage to your vehicle caused by theft, vandalism, fire, or windstorm. Comprehensive coverage pays for things like repairing key-scratches or broken windows, fixing a dent, or replacing a stolen stereo.
  • Bodily Injury Liability (BI) – Pays when others are hurt in an accident that you caused.
  • Property Damage Liability (PD) – Pays for damage to the property of others when you are at fault in a collision.
  • Personal Injury Protection (PIP) – Provides coverage for the medical treatment of you or your passengers, regardless of fault.
  • Uninsured Motorist Bodily Injury (UMBI) – Provides funds for the medical treatment of you or your passengers when involved in an accident with an uninsured motorist.
  • Underinsured Motorist (UIM) – Covers what the at-fault party’s insurance would normally pay when their insurance is not enough to cover the damages. Oregon State Auto Insurance law requires certain minimums for all motorists. Ask a Century Benefits agent about the current required minimum coverage.

 

Additional Auto Insurance Protection:

Most auto loan lien holders require Comprehensive and Collision coverage for vehicles that are not yet paid off. Many auto owners choose to continue this coverage after they have satisfied their loan so they can continued to protect their vehicle.

  • Collision – Pays for repairs to your car in the event of a collision or rollover.
  • Comprehensive – Pays for damage to your vehicle caused by theft, vandalism, fire, or windstorm. Comprehensive coverage pays for things like repairing key-scratches or broken windows, fixing a dent, or replacing a stolen stereo.
  • Roadside – Pays for cost of towing, jump starting a dead battery, minor mechanical fixes, or gas if you are stranded.
  • Rental Reimbursement – Pays for the cost of a replacement car while your car is serviced due to accident.
  • Vanishing Deductible – Deductible will decrease $100 every you are accident-free.
  • Accident Forgiveness – Your premium does not increase due to an accident.
  • Minor Violation Forgiveness – A minor violation is waived on your next premium renewal.

 

Available Discounts:

  • Good Driver
  • Good Student
  • Policy Bundling
  • Pay-In-Full
  • EFT Monthly
  • 8-Day Advance Quote
  • Accident-Free
  • Good Credit
  • College Education
  • Multi-policy
  • Job Stability
  • Occupation
  • Duration of Prior Insurance
  • Preferred Insurance Company
  • Homeowner
  • Many more!